Visual Knowledge Lab (including Payments Journey Lab) is an independent educational platform, founded and created by Rabia Saeed. Journeys and scenarios are simplified conceptual models based on general industry concepts and publicly available information. The platform is not affiliated with or endorsed by any bank, financial institution, payment network, payment scheme or employer of the creator. Content does not constitute financial, legal, regulatory, compliance or professional advice.
© 2026 Visual Knowledge Lab — Founded and Created by Rabia Saeed. Educational simulations only — not production implementations.