Visual Knowledge Lab
Complex Knowledge. Made Visual.
Visual Knowledge Lab
EXPANDING
Initial focus: Australian Open Banking / Consumer Data Right

Open Banking

A high-level view of how the Consumer Data Right (CDR) lets customers share their banking data with accredited recipients, based on publicly available CDR information.

Start the interactive journey: Share Banking Data with an App
High-level journey

How the pieces connect

  1. 1Customer

    Wants a better product or insight using their own data.

  2. 2Data Recipient

    An accredited party requests specific data for a stated purpose.

  3. 3Consent

    Customer chooses data clusters, purpose and duration.

  4. 4Authorisation

    Customer authenticates with their data holder and confirms sharing.

  5. 5Data Holder APIs

    Standardised APIs return the authorised data.

  6. 6Ongoing management

    Customer can review or withdraw consent at any time.

Four lenses

Questions worth asking

Customer

Do I understand what I'm sharing, and why?

Product

Which use cases genuinely create value from shared data?

Data

Which data clusters move, and how is quality assured?

Ecosystem

Who is accredited, who holds data, who governs the standards?

Public Sources & Further Reading
External references for further learning. Content on this page is original educational interpretation.
  • Government guidance · Australian Government
    Consumer Data Right
    Topic: CDR overview for consumers and businesses · Last reviewed 2026-10-07
  • Public standard · Data Standards Body
    Consumer Data Standards
    Topic: Technical and consumer experience standards · Last reviewed 2026-10-07
  • Regulator · ACCC
    Consumer Data Right
    Topic: Accreditation and rules · Last reviewed 2026-10-07
  • Regulator · OAIC
    Consumer Data Right privacy
    Topic: Privacy safeguards · Last reviewed 2026-10-07

Explore the available interactive journey and this educational overview. Both use general industry concepts and simulated examples; further experiences are in development.